The process of filing a NJ Bankruptcy petition is too complicated to be processed entirely by filling out forms. Counselling is needed to assure that your assets can be protected in a Chapter 7 discharge, that all of your debt is dischargeable and that the discharge will not be barred for some other reason.

The first question is whether or not the applicant will lose property to the trustee. Recent changes in the Bankruptcy code have substantially liberalized the federal exemptions so that a husband and wife now are permitted $30,000 equity in real estate; $4800 in equity in autos; $2000 in jewelry; $3000 in tools and books; an unlimited amount in ERISA qualified pensions and other exemptions.

The $250.00 fee for the do-it-yourself Chapter 7 Kit includes a free initial telephone consultation (call 201-652-1113) to determine if a Chapter 7 discharge or Chapter 13 wage earner plan is viable; to assure that your assets, if any, are exempt and that your debt is dischargeable. The Chapter 7 discharge kit includes all schedules and transmittal letters to the court, the debtor statement of intent, debtor's statement of financial affairs and affirmation agreements if needed. If you decide to proceed, we will email you a list of records we will need to complete the schedules. The Chapter 7 kit is intended for simple consumer bankruptcies. If you have a business, real estate holdings and or a pension, you should seek an attorney to assure that these assets are not lost to the trustee or your petition dismissed.

(1.) Personal Information

Your Name: Select One Male Female
Spouse:Select One Male Female

I/We are US citizen(s) domiciled in NJ more than 180 days (check 1)yes no
If no, stop here since the NJ federal bankruptcy court lacks jursidiction.

I/We have filed a Ch 7 petition within the last 6 years (check one)yes no
If yes, stop here since again the NJ federal bankruptcy court lacks jursidiction.

Address:
County:
Social Security Number:
Spouse's Social Security Number:
Date of Birth:
Date of Birth/Spouse:

Telephone (Home):
Telephone (Office):
FAX Number:
EMAIL:

Child/Children Name(s)

Age

1.
2.
3.
4.
5.

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How To Order Those Documents!

The fee for the NJ Chapter 7 Bankruptcy Kit is $250.00. Payment can be made by check or other legal tender. Credit cards cannot be accepted unless the credit card company will not be named as a creditor in the bankruptcy.

Please indicate below the manner in which you wish to receive your documents:

Mail to my address written above

Express mail to my address written above and add $15.00 to the above fee totalling $265.00

Should you have any questions completing the form or desire revisions to the draft submitted to you, please call me or email me to discuss your documents.

Submit your worksheet, press this button

To clear this form and start over, press this button:

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E-mail

william.jaekel@verizon.net

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© William C. Jaekel, Esq., 1996
55 Harristown Road
Glen Rock, New Jersey 07452
(201 )652-1113

Last Revised April 4, 2002